MTP6UIV8
Data AnalysisFree
No-Budget Spending Log
Use when tracking spending for 7–14 days without a full budget — awareness first, cuts later.
ChatGPTClaudeGemini
Open Skill 
prompt_mtp6uqh4_2k15Skill
Digital Clutter Subscription Map
0Created Sep 6, 2026Used by 0
Daily Life & HomeData AnalysisStep-by-Step Chain
How to Use
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Use when mapping digital subscriptions and accounts to spot clutter, duplicates, and easy cancels.
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Simple Cash Ledger Coach
Use when tracking cash and bank lines in a plain weekly ledger — beginner-friendly, not full accounting software.
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Paycheck Allocation Coach
Use on payday to allocate one paycheck into bills, buffer, and fun money with a simple beginner split.
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MTMBWYRX
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Monthly Money Reconcile
Use when doing a beginner month-end money reconcile: balances match, odd charges noted, next actions listed.
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MT3YCA7N
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Group Expense Settler
Split group expenses fairly (equal or weighted shares) and compute the minimum number of money transfers to settle up. Reads a simple ledger of who paid for what, handles non-even
ChatGPTClaudeGemini
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MTP6UHCX
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Debt Snowball Starter Plan
Use when listing debts and starting a simple snowball payoff plan with a tiny extra payment.
ChatGPTClaudeGemini
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MTNRALFN
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First Emergency Fund Plan
Use when starting a first emergency fund: pick a starter target, where it lives, and a boring auto-transfer habit.
ChatGPTClaudeGemini
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MTNRAAPM
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Streaming Subscription Cull
Use when reviewing streaming and app subscriptions to keep, pause, or cancel — a calm cull, not a full finance overhaul.
ChatGPTClaudeGemini
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MTMBWPK1
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Household Expense Audit
Use when a beginner wants a calm monthly household expense audit: categorize spend, find leaks, and set one improvement — not tax software.
ChatGPTClaudeGemini
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