MTNRAMZ1
Data AnalysisFree
Simple Cash Ledger Coach
Use when tracking cash and bank lines in a plain weekly ledger — beginner-friendly, not full accounting software.
ChatGPTClaudeGemini
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Paycheck Allocation Coach
0Created Sep 5, 2026Used by 0
Daily Life & HomeData AnalysisStep-by-Step Chain
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Use on payday to allocate one paycheck into bills, buffer, and fun money with a simple beginner split.
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Streaming Subscription Cull
Use when reviewing streaming and app subscriptions to keep, pause, or cancel — a calm cull, not a full finance overhaul.
ChatGPTClaudeGemini
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Household Expense Audit
Use when a beginner wants a calm monthly household expense audit: categorize spend, find leaks, and set one improvement — not tax software.
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Beginner User Interview Guide
Use when a beginner needs a practical user-interview guide for 3–5 chats — not academic IRB research.
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Refinance Breakeven
Compute the month a refinance actually starts saving money — payment delta, breakeven month, and total interest on both paths including the term-reset trap. Use when asked should I
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First Emergency Fund Plan
Use when starting a first emergency fund: pick a starter target, where it lives, and a boring auto-transfer habit.
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Monthly Money Reconcile
Use when doing a beginner month-end money reconcile: balances match, odd charges noted, next actions listed.
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MT3YCA7N
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Group Expense Settler
Split group expenses fairly (equal or weighted shares) and compute the minimum number of money transfers to settle up. Reads a simple ledger of who paid for what, handles non-even
ChatGPTClaudeGemini
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MTKWT8F9
Data AnalysisFree
Research Notes to Brief
Use to turn research dumps into a decision brief: fact/claim tagging, bottom line, options table, and source appendix.
ChatGPTClaudeGemini
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