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Split group expenses fairly (equal or weighted shares) and compute the minimum number of money transfers to settle up. Reads a simple ledger of who paid for what, handles non-even
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Compute the month a refinance actually starts saving money — payment delta, breakeven month, and total interest on both paths including the term-reset trap. Use when asked should I
A relentless AI agent skill for destroying personal debt permanently. Maps every dollar you owe into a single battlefield view, builds a payoff strategy cali...
Use when asked to make a budget, plan monthly spending, allocate income, or get finances under control. Produces a categorized budget (a 50/30/20-style all
Complete personal finance system — budgeting, debt payoff, investing, tax optimization, net worth tracking, and financial independence planning. Use when man...
Load whenever the user is working on code that imports pymc, pytensor, or arviz, or asks about Bayesian modeling, MCMC, priors, posteriors, sampling, or model diagnostics. Covers P
Calculate compound interest and investment growth using financial formulas. Use when you need to plan savings, compare rates, or project wealth.
Step-by-step protocol for building an emergency fund from zero. Use when someone has no savings buffer, lives paycheck to paycheck, or wants a concrete syste...
Set up and maintain basic bookkeeping for a solopreneur business. Use when tracking income and expenses, preparing for taxes, managing invoices and receipt
Turn Google Sheets into a powerful database and workflow engine using formulas, Apps Script, and integrations. Use when building systems in Sheets, automatin...
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